Whether by fire, flood, wind, there are 3 questions that often arise when someone experiences a major loss.

What Is A
Public Adjuster?

A public adjuster is a highly trained insurance professional that represents you, the insured homeowner, with your insurance claim. We represent you.

At Thomas Lacovara & Associates we are licensed by the New Jersey Department of Insurance and work FOR you to help you get the maximum amount of money in a settlement that you’re entitled to receiving.

We help to remove the stress and ease the headaches associated with insurance claims – handling all the details accompanying a major loss.

Why Choose A
Public Adjuster?

The insurance company sends in their own adjuster that represents the insurance company, not you.

Insurance companies are part of major corporations and experts at paying the LEAST amount of money to you for your damages.

They are more interested in their bottom line than yours.

We need to talk.

When To Choose A
Public Adjuster?

Immediately at the time of damage, you should contact a public adjuster. The first meeting with the insurance company is the most critical and important meeting. This is when the rules of engagement are established; identified as the Scope of The Loss.

The insurance company may want to send a cleaning or restoration company into your home right away. This is a huge mistake made by many homeowners as you will lose tens of thousands of dollars, just on that one mistake.

Think of it this way. If you had an automobile accident, would you clean and polish your car before the adjuster had an opportunity to review the extent of the damages?

Need Immediate Assistance?

Office: 609.926.6500 | Linwood, NJ
Serving South Jersey

We Are The GOLD STANDARD In The Industry.

Brief List of Trusted Clients:

  • Paul D’amato Esq., Trial Attorney/Former Mayor Assemblyman

  • Dennis Levinson, Atlantic County Executive

  • Bargantown Fire Department

  • Sonny McCullough, Former Mayor Egg Harbor Township

  • Danny Adams, Chief Margate Fire Department

  • Dennis Brooks, Former Chief Atlantic City Fire Department

  • Pat Moran, Former Chief of Police Galloway

  • Steve Brog Esq.

  • Jack Plackter Esq.

  • Steve Marchel, Owner Stock Brokerage

  • Lou Bongiovanni, CPA

  • Frank Thomas, CPA Port Republic

  • Tom Kimble, Realtor

  • Steve Kaplan, Judge

  • James Knox, Atlantic City School Principal

Commercial Clients

  • Absecon Methodist Church

  • Faith Baptist Church, Pleasantville

  • JCC – Jewish Community Center, Margate

  • Steve and Cookies Restaurant, Margate

  • Tomatoes Restaurant, Margate

  • Roberts Place Bar Restaurant, Margate

  • Great Bay Country Club, Somers Point

  • Art Handler Appliance, Pleasantville

  • Mainland Medical Center, Northfield

  • Pleasantville Yacht Club

thomas lacovara home page

Thomas Lacovara

Handling your insurance claim headaches so you don’t have to.

Only highly trained professionals with decades of experience know how to properly settle your complicated insurance claim.

Maximize your insurance settlement $$$!

Review our testimonials to learn more about what our client’s have to say.

Speak with a trained Adjuster.

We would like to hear from you. Please send us a message by filling out the form below and we will get back with you shortly. If you need immediate assistance, please use our Emergency Phone Number: 609.513.1980